You protect everyone else.
Who's protecting you?
Prescribing Financial Wellness.
Your income is your family's safety net. One diagnosis. One accident. It's gone.
I'm Brian — a Registered Pharmacist and Licensed Financial Wealth Planner with FWD.
I help the people who protect others get protected themselves.
Whether you're in healthcare or just someone your family can't afford to lose.
Integrated
A pharmacist checks the full profile before recommending anything. I do the same with your finances.
Most planners read your balance sheet. I read your coverage gaps — because I spent years working deep inside the backend of a fragile healthcare system.
I worked in pharmaceutical manufacturing, QA, and high-value medicines patient programs. I know what a serious illness actually costs a Filipino family. Not the estimate. The real number.
What I See That Others Miss
Most planners don't know how HMOs actually work. I do. I know exactly where your coverage ends — before you find out the hard way.
Your Situation. Not a Template.
I map your numbers before I say anything. No scripts. No generic plans. Just what fits where you are right now.
I Get It. I Live It.
Whether you're a nurse, a doctor, a pharmacist — or just someone who carries everyone else — I understand the pressure of putting yourself last.
Three things every protector needs.
Give me your numbers. I'll give you the right plan.
Protect
Coverage before you need itOne diagnosis shouldn't erase everything you've built. Life insurance, critical illness, and health coverage structured so a health event never becomes a financial crisis for the people who depend on you.
Provide
Build the foundation firstEmergency fund. Education savings. A financial cushion that keeps your choices yours — no matter what happens.
Prosper
Invest for the life you're buildingYou may have started earning later than most. Your investment and retirement plan should account for that. We catch up — together.
Coverage for people who can't afford gaps.
I don't recommend anything I haven't mapped to your numbers first. Pharmacist brain. Financial license. That combination is rare — and it works in your favor.
Term & Whole Life Insurance
The most important thing you can do for the people depending on you. Maximum coverage now. Permanent protection built over time. We find the structure that fits your life stage. You leave knowing exactly what's covered.
Critical Illness & Health Insurance
Your HMO ends when your job does. Personal critical illness coverage pays a lump sum at diagnosis — cancer, stroke, heart attack. A diagnosis is already hard enough. It shouldn't also empty your savings.
Variable Universal Life (VUL)
Life protection and investment growth — combined in one plan. If you started earning late, this is how you build wealth without losing your safety net. You catch up. It compounds.
Retirement & Estate Planning
A sustainable retirement doesn't happen by accident. It's planned early, reviewed regularly, and adjusted as your life changes. Insurance never gets cheaper tomorrow. Neither does retirement.
You're not sure if your plan is enough.
Let's find out — in 5 minutes.
Five minutes. 12 questions. Your personalised gap report — instantly.
12 questions. Tailored to Filipino medical professionals. Based on your answers, it calculates your exact peso gaps across income protection, critical illness, retirement, and estate — then sends your personalised Financial Gap Report straight to your inbox. Walang bayad. Walang pressure. Yung sagot lang na kailangan mo.
- See your personalised Financial Wellness Score (out of 100)
- Identify your peso-value gaps across all four financial pillars
- Receive your full gap report emailed to you — automatically
- Book a free session with Brian directly from your report
- Zero pressure — informed consent applies to your finances, too
Financial Wellness Check
Personalised. Instant. Free.
No sign-up required · Results emailed instantly · No spam, ever
A pharmacist and a planner. Both, at once.
I hold two professional licenses — not as a pivot, but as a plan. I've worked in pharmaceutical manufacturing, QA, and high-value medicines patient programs. I understand the Philippine healthcare system from the inside — and that understanding goes directly into every plan we build together.
"Health is the original wealth. Wealth, when planned well, becomes health that lasts. I hold both licenses because I believe both disciplines are incomplete without the other."
I apply the same precision to your finances. I understand the pressure — the late start, the real cost of healthcare, the instinct to put everyone else first. I don't recommend anything until I understand your situation. That's how I was trained as a pharmacist. Same approach here.
My mission: a generation of Filipino families and healthcare professionals who are as financially healthy as the patients they care for. Para sa mga taong laging nasa huli sa listahan nila ng priorities.
No pitch. Just an honest look
at where you stand.
The first session is a conversation — not a presentation. I listen before I recommend anything.
I want to understand your situation, your current coverage, and where you want to be. Every recommendation comes after — not before.
I won't recommend anything ng hindi natin naiintindihan pareho ang situation mo.
Online or in person. 30 minutes. No obligation.
Pick a time. It's free.