Financial Wellness Check — Brian Jay Loria, RPh
Brian Jay Loria
RPh · Licensed Financial Wealth Planner · FWD Philippines
📊 Financial Wellness Check
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Protect the Protectors

Not sure if your plan is enough?
Let's find out.

Most people assume they're covered. They're not — until a health event or unexpected loss makes it clear. 12 questions. Real scenarios. Your actual peso gaps — emailed to you instantly.

  • ✓ Critical illness & HMO adequacy
  • ✓ Income protection gap (vs. 10× salary benchmark)
  • ✓ Estate legacy coverage
  • ✓ Retirement readiness (vs. 25× salary target)
  • ✓ Personalised peso-value gap report — emailed to you

⏱ Takes about 5 minutes. No login required.

💊 Critical Illness
Question 1 of 12
If you were diagnosed with a critical illness today — cancer, stroke, or heart attack — where would the money come from?
Think about treatment costs, hospital stays, and living expenses while you recover.
💊 Critical Illness — Follow-up
Question 2 of 12
What is your current HMO or health insurance coverage limit per illness?
Industry benchmark: ₱500,000 per illness is the minimum recommended HMO coverage.
📉 Income Protection
Question 3 of 12
If you lost your ability to work for the next 12 months due to illness or injury, how long before your household runs out of money?
Be honest — this is the gap most families discover too late.
📉 Income Protection — Follow-up
Question 4 of 12
What is your approximate gross annual income?
This lets us calculate your recommended coverage amount. Benchmark: income protection should cover 10× your annual salary.
🕊️ Estate Legacy
Question 5 of 12
If you passed away unexpectedly tonight, what would your family be left with financially?
Your legacy is more than what you leave behind — it's whether those who depend on you are protected.
🕊️ Estate Legacy — Follow-up
Question 6 of 12
How much life insurance coverage do you currently have?
Industry benchmark: your beneficiaries should receive at least 5× your annual income. This is your estate legacy target.
👨‍👩‍👧 Dependents
Question 7 of 12
Who currently depends on your income to maintain their standard of living?
The people relying on you define the scale of protection you need.
🏦 Retirement Planning — Follow-up
Question 8 of 12
How much have you set aside specifically for retirement?
Industry benchmark: your retirement fund should reach 25× your annual income by the time you retire.
🛡️ Overall Protection
Question 9 of 12
If everything went wrong at once — illness, income loss, and an unexpected death — how well does your current plan protect your family?
This is the ultimate stress test of your financial protection.
🛡️ Coverage Review — Follow-up
Question 10 of 12
Which financial protection products do you currently have?
Select all that apply. This helps us identify your exact coverage gaps.
👤 Your Details
Question 11 of 12
Let's personalise your Financial Gap Report. What's your name?
Your report will be addressed to you personally.
📬 Your Details
Question 12 of 12
Where should we send your personalised Financial Gap Report?
Your full gap analysis — with actual peso amounts — will be emailed to you within minutes.

🔒 Your information stays private. Used only to send your report and personalise your session.

Reviewing your scenarios…
Building your Financial Wellness Profile
✅

Your Gap Report is on its way.

Your personalised Financial Gap Report is headed to:

What happens next

  1. Check your email — your full report with actual peso gap amounts arrives in minutes.
  2. Review your analysis — each gap is explained against its benchmark target.
  3. Book a free session. I'll walk you through exactly what to do about each gap.

Ready to close your gaps? 30 minutes. No obligation. No pitch.

📅 Book My Free Session with Brian

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View full report while you wait →
BL
Brian Jay Loria, RPh Licensed Financial Wealth Planner · FWD Philippines